Best Paying Online Casinos in 2024

We’ve analyzed the best payout online casino sites in the US based on critical factors like game variety, payment limits, and withdrawal times. As a result, you can explore the most promising platforms in terms of player returns and discover which one suits you. They boast unique benefits, including instant cashouts and high RTP games, so there’s something for everyone.

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Best Paying Online Casino Sites in 2024

Christopher Brunne Editor Last updated: April 24, 2024
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Top High Payout Online Casinos and Their Strengths

Our team understands that every player has unique preferences, especially those seeking high RTPs and fast payouts. This review identifies real money casinos excelling in areas like rapid withdrawals, diverse payment methods, high-paying online slots, and live games, ensuring you find a platform that matches your gambling needs.

Instant payout Casinos in the US

Evaluating the Best Payout Online Casinos in the US

Our rating process for the best paying online casino sites in the US is comprehensive, focusing on several crucial factors to ensure a well-rounded evaluation. Primarily, we consider licensing, safety, and game diversity to ensure each casino can provide an inclusive and fair environment. Additionally, bonus fairness, diversity of payment methods, and the quality of customer service play significant roles in our rankings.

Best payout online casino in the US BetMGM WV
High RTP live games Borgata Online Casino NJ
Top app with high payout rate BetRivers PA
High RTP slots and table games DraftKings MI
Fastest online casino payouts Betway NJ
Fair welcome bonus Caesars Palace Online Casino WV
Wide range of payment options Stardust Casino NJ
Excellent customer support PokerStars Casino MI

However, note that the best payout online casino sites are not merely those with the highest RTP rates. Factors like payment options, payout speed, and the size of the game collection are equally important. This holistic approach ensures that our rankings reflect casinos that not only offer slots for real money that boast great returns but also excel in providing a diverse and user-friendly gambling environment.

Defining the Payout Rate & House Edge

Theoretically, a casino’s payout percentage indicates the average returns a player might expect over time. Platforms highlighting this as a unqiue benefit should not be confused with fast payout gambling sites, which focus on the speed at which players receive their winnings. Additionally, neither of these should be mixed up with game-specific Return to Player (RTP) percentages, which measure the expected payback of individual games over time.

Typically, the average RTP percentage is calculated over 10,000 to 100,000 plays for compensated machines. For random machines, this calculation often involves a greater number of plays, which varies based on the machine’s category. This ensures a more accurate measurement of the machine’s payout behavior over time.

Game RTPs

The payout of casino games, also known as Return to Player (RTP) is a theoretical measure of the percentage of stakes a game returns to players over a period of time. The house edge is essentially the flip side. For example, if a slot machine has an RTP of 95%, the house edge would be 5%, meaning that for every $100 wagered, the game returns $95 to players on average. The remaining $5 are the house edge and represent the casino profit. You can calculate it by substracting the RTP from 100.

The Payout Rate of a Casino

The casino payout rate is calculated by averaging the RTPs of all games offered. For instance, if a casino has a selection of games with RTPs ranging from 90% to 98%, its payout rate might be somewhere in the middle, say 94%. Theoretically, the casino returns $94 for every $100 wagered across its games.

Payout Calculations

These rates are audited by independent regulatory bodies to ensure accuracy and fairness. In the US, organizations like Gaming Laboratories International (GLI) and state gaming commissions perform these checks. They examine safe online casinos in detail and provide transparent information to players.

The Connection Between Payout Rate and Volatility

Volatility in online casino games refers to the risk involved in playing a specific game and how it affects the frequency and size of payouts. High-volatility games usually offer the highest prizes but they occur less frequently, while low-volatility games pay out smaller amounts more often. Note that whether the volatility is high or low, the RTP is calculated with thousands of spins as a data basis and should remain stable.

Top Payout Casinos and Games

However, remember that progressive jackpot games are an exception since the big wins are so rare that there is no database for a proper RTP calculation. This is why the payout rates of progressives might vary. In addition, their RTP might dip as low as 50% before a jackpot is hit. Meanwhile, after it’s won, the RTP could spike above 100%.

Comparing the RTP Ranges of Casino Games

RTP ranges can vary widely across different types of games. For example, blackjack typically boasts a higher RTP, often above 99%, thanks to its skill-based nature. In contrast, online slot payouts can range widely, from about 85% to 98%, with progressive slots sometimes dropping lower due to the massive payouts accumulated over time. Understanding these ranges can help you choose games that align with your risk preferences and payout expectations.

Casino Game RTP Range House Edge Range
Video Poker 99.00% – 90.00% 1% – 10.00%
Roulette 94.00% – 98.65% 6% – 1.35%
Blackjack 98.03% – 99.93% 1.97% – 0.07%
Craps 97.30% – 99.54% 2.70% – 0.46%
Baccarat 98.76% – 99.50% 1.24% – 0.50%
Slots 90.00% – 99.00% 10.00% – 1%
Keno 85.00% -95.00% 15.00% – 5.00%
Bingo 70.00% – 85.00% 30.00% – 15.00%
Casino Hold’em 97.84% 2.16%
Lottery 50.00% – 70.00% 50.00% – 30.00%
Scratch Cards 96.57% – 80.00% 3.43% – 20.00%

Video poker also stands out with some of the highest payout rates, especially in comparison to the average RTP of roulette games. Variants like Jacks or Better, Deuces Wild, and Joker Poker typically offer RTPs that can be as high as 99% or more, depending on the specific rules and paytables. These games combine elements of luck and skill, allowing players to influence outcomes through strategic choices.

Slots with the Highest Payouts

In theory, high RTP slot machines are designed to return a larger portion of the bets to players over time. These games often attract players looking for better chances at winning, with RTPs typically ranging from 97% to 99%. However, it’s also essential to understand that these percentages are only estimates and cannot guarantee success.

High RTP Slot Software RTP
Mega Joker
NetEnt 99.00%
Codex of Fortune
NetEnt 98.00%
White Rabbit Megaways
BTG 97.72%
White Rabbit
BGT 97.30%
Monopoly
Barcrest 96.00%
Double Diamond
IGT 95.44%
Blood Suckers
NetEnt 95.07%
Rainbow Riches
Barcrest 95.00%
Wizard of Gems
Play’n’Go 94.67%
Jokerizer
Yggdrasil 94.22%

Mega Joker stands out with the highest payout rates at 99%. Codex of Fortune, also by NetEnt, follows closely with a 98% RTP, making it attractive for those seeking play with fair returns. However, note that while these high RTP slots tend to pay out well, they typically do not feature big jackpots.

Roulette Games & Their RTP Values

Casino Game Average RTP
French Roulette 98.65%
European Roulette 97.30%
American Roulette 94.74%
Mini Roulette 97.30%
Double Ball Roulette 97.30%

French Roulette offers the highest RTP among roulette variations, primarily due to its rules of ‘en prison’ and ‘la partage’. They effectively halve the house edge on even-money bets when the ball lands on zero. In the case of ‘la partage’, players lose only half their even-money bet, while ‘en prison’ allows the bet to remain for another spin.

This significantly increases the player’s chances of recovering their bet, thus driving the game’s RTP up to 98.65%. Compared to other games at roulette casinos online, such as American Roulette with a significantly lower RTP due to the double zero, it stands out as the more favorable option for players.

The structure of rules like ‘en prison’ not only elevates the potential return but also aligns with strategies that favor longevity in gameplay over quick, high-risk gambles. Consequently, the elevated RTP of French Roulette is not just a statistical advantage but also a strategic one, encouraging more calculated and conservative betting which can extend play sessions.

Blackjack Games & Their RTP Values

Casino Game Average RTP
American Blackjack 99.60%
European Blackjack 99.60%
Blackjack Swith 99.30%
Vegas Strip Blackjack 99.65%
Blackjack Perfect Pairs 96.70%

The RTP values we’ve listed for these blackjack variations are calculated under the assumption that players are adhering to basic strategy. This involves making the statistically optimal decisions based on the player’s hand and the dealer’s visible card. This method is critical as it maximizes the player’s chances to win and reach the game’s highest RTP potential of approximately 99.60%.

When comparing American Blackjack and European Blackjack, they typically offer the same RTP. However, the preference for the first one might stem from gameplay nuances such as hole cards. In American Blackjack, the dealer receives two cards initially, one face-up and one hole card, allowing players to make more informed decisions regarding their strategy after the dealer checks for blackjack.

However, among the variants offered by the best online blackjack casinos, Vegas Strip Blackjack boasts the highest RTP at 99.65%. This version typically features more liberal rules such as allowing doubling down on any two cards and the dealer standing on all 17s. These small adjustments enhance the player’s return rate, making it the optimal choice for those seeking the best possible odds.

Best Paying Online Casinos Ranked

This ranking is based only on the casino RTP rates. We’ve discovered that the best paying online casino among the ones that have met our list is Caesars Palace Online Casino with a payout rate of 97.63%. Yet, if you prefer a more extensive range of live table games, DraftKings might be more appealing despite a slightly lower rate of 97.05%.

Position Casino Site State Payout Rate Games Live Tables Secure Link
1 Caesars MI, NJ, PA, WV 97.63% 600+ 15 Play Here
2 BetRivers MI, NJ, PA, WV 97.61% 270+ 10 Play Here
3 DraftKings MI, NJ, PA, WV 97.05% 800+ 45 Play Here
4 Betway NJ, PA 97.00% 200+ 15 Play Here
5 MGM Casino MI, NJ, PA, WV 96.16% 200+ 13 Play Here

However, note that when ranking the best payout online casino sites in the US we’ve considered vital factors such as payout speed, withdrawal limits, game diversity, and overall user experience. This broader perspective can help you find platforms that not only offer great returns but also excel in providing a secure and diverse gambling environment. So, we wouldn’t advise you to make a decision solely motivated by the RTP rate of a casino.

How to Choose a High Paying Online Casino

To choose a suitable high paying online casino for your unique needs, you should assess several key factors like payment limits, game diversity, and bonus contribution rates. We’ve provided a guide that can take you through this complex selection process and help you evaluate not just the payout potential but also the reliability of various gambling platforms.

  • Check the payout rates: Look for casinos with high RTP percentages to maximize potential returns.
  • Evaluate game variety: More games usually mean more opportunities to find favorable odds.
  • Verify casino licensing: Ensure the casino is licensed and regulated by a reputable authority.
  • Read player reviews: Gain insights from other players’ experiences regarding payouts and fairness.
  • Assess bonus offers: Bonuses can increase your playing funds but check the wagering requirements.
  • Consider payment methods: Reliable and quick payment options are essential for withdrawals.

Games with Lower RTPs

Slots like Yohanna Alonso Viking’s Conquest and Daniela Blume Golden Throne, exhibit lower RTP rates, ranging from 85.05% to 87.90%. However, it’s important to recognize that this is not the sole determinant of a game’s appeal. You might find they offer unique themes or jackpot opportunities that could make them worthwhile. Yet, if you prioritize payout potential, slots with higher RTPs are probably more suitable.

  • Yohanna Alonso Viking’s Conquest – 85.05%
  • Daniela Blume Golden Throne – 85.28%
  • Devils Lock – 85.50%
  • 9 Masks of Fire King Millions – 86.00%
  • Paddys Pot Mega Moolah – 86.73%
  • Atlantean Treasures Mega Moolah – 86.78%
  • Joker Burst Frenzy Mega Moolah – 86.78%
  • Sherlock And Moriarty WowPot – 86.80%
  • The Wizard of Oz – 87.00%
  • City Of Gold – 87.90%

Conclusion

While preparing this article, we considered numerous factors such as payout rates, game variety, and payment limits. This process has revealed the unqiue strenghts of each platform, including fast withdrawals and extensive collections of live games with high RTPs. Which one is the best payout online casino with real money for you depends on your budget, palystyle and personal needs.

Christopher Brunne is a sports enthusiast and betting fan. You can find him at the TD Garden in Boston or at the playground with his young toddler son, who so far shows no interest in Basketball.

Christopher Brunne Editor

Play Now

We recommend BetMGM Casino in New Jersey for players looking for consistent returns and a secure gaming environment. It might not offer the highest average payout rate, but it’s still is among the top ones in the country. It also boasts other benefits like fast withdrawals and a generous welcome bonus, which ensure a balanced experience.

Frequently Asked Questions

If you still have questions about how to find the best paying online casino sites in the US, our experts are here to assist. We’ve compiled a helpful list of frequently asked questions to address common concerns and provide additional insights into what makes these platforms a great choice for players seeking optimal payouts.

What are the best paying online casinos in the US?
The best payout online casinos in the US are those that can offer higher than industry average RTP rates and reliable payouts. Platforms like BetMGM, Caesars Palace Online Casino, and DraftKings are often praised for their competitive payout percentages and a wide array of games that cater to different player preferences.
How is the payout rate of an online casino determined?
You can calculate the payout rate of an online casino by averaging the RTPs (Return to Player percentages) of all the games offered. In theory, this overall rate indicates how much players can expect to win back over time and provides a measure of the platform's fairness.
What is a good RTP for an online casino game?
It depends on the type of casino game you're playing. A good RTP for slots is typically around 96% or higher. Meanwhile, blackjack variants tend to have higher RTPs - in the case, something closer to 99% is considered fair. That's why, in the indsutry, we set standard payout ranges for different game categories.
Are high RTP games always the best choice for all players?
While high RTP games offer better theoretical returns, they may not always be the best choice for all players. You should also consider factors like volatility, gameplay mechanics, and personal preference. High payout options are generally preferable for players looking for longer play sessions and more consistent returns.
What strategies can I use to maximize my chances of winning at high RTP casinos?
One of our tips for optimizing your winning chances is to find a fair promotion to boost your budget and prolong your play session. However, it's crucial to consider the wagering requirements, as these can affect the overall profitability of the bonus.