Best Bank Transfer Casinos in the US
Our experts have thoroughly tested and compared the best bank transfer casinos in the US to bring you the top choices. We’ve listed the highest-rated platforms where you can make safe online transactions with low fees and enjoy benefits like bonuses and mobile play. Check them out below to find your next favorite.
Top Bank Transfer Online Casinos in the US 2024
US Online Casino | Welcome Bonus | Number Of Sports | NBA Odds | Legal in | Rating | Play Link | Terms |
---|---|---|---|---|---|---|---|
The Best US Bank Transfer Casinos and Their Strengths
Finding the best online casinos that accept bank transfer payments takes some experience and attention to detail, but we’ve made it easy for you. Our team has tested these platforms firsthand and categorized them by their strengths. All these casinos are safe and licensed and excel in various areas, from games to bonuses and mobile compatibility.
- 🥈BetMGM Casino Best bank transfer casino
- 🥇Caesars Most generous bonus offer
- 🥉BetRivers Fastest bank transfer payouts
- ⭐DraftKings Recommended for online slots
- ⭐Betway Great for mobile bank transfers
The sites we selected each have their own strengths, but they’re all licensed by US gambling authorities and offer reliable payment options. These online casinos accept various types of online banking transactions. You can choose from classic or instant bank transfers, which process quickly. Wire transfers are also available for larger amounts. Transactions can be done on-site or through your online banking app for convenience.
How We Compare Bank Transfer Online Casinos
We compare bank transfer online casinos based on precise criteria we developed over the years. Our evaluation includes licensing, digital safety, bonuses, terms and conditions, and mobile navigation. For each site, we register, deposit, and try a few games to make sure they meet our standards. We explain the process in detail below.
- Trust signals Each casino we list is licensed by an official US regulator, such as the NJDGE, MGCB, or PGCB. We also consider security features like SSL encryption and two-factor authentication. User feedback and independent audits are also reviewed to verify the casino’s reliability.
- Bank transfer bonus offer Our team examines the terms and conditions of available bonuses to confirm you can claim them with bank transfer deposits. We also check the wagering requirements to see if they are fair and achievable within the given time frames.
- Processing speed We test the speed of deposits and withdrawals via bank transfers at various US online casinos. This includes measuring the time from initiating the transfer to receiving funds in the player’s account, considering the customer support processing times.
- Payment limits Another important aspect is the minimum and maximum deposit and withdrawal limits for bank transfers. We check if these limits suit casual players and high rollers and identify any extra fees or conditions that might apply.
- RNG game diversity Our review includes testing RNG-based games at each casino. We assess the variety of slots, table games, video poker, and exclusive products from developers like IGT, NetEnt, Playtech, and Play’n GO.
- Live dealer variety We evaluate the selection of real dealer games, focusing on popular choices like blackjack, roulette, and baccarat, as well as innovative variations like live game shows. We check the software providers, live streaming quality, the professionalism of the dealers, and the interactive features.
- Jackpot availability We examine the availability and size of progressive jackpots, considering the variety of games, payout frequency, and the terms for winning and withdrawing jackpot prizes.
- Exclusive games and perks Any exclusive games and special perks offered are bonus points in our book. This includes branded games and loyalty programs with benefits like cashback, VIP access, and customized bonuses. We also consider additional perks such as refer-a-friend bonuses and special event invitations that improve the overall experience.
- Mobile compatibility We download and test iOS and Android apps on different mobile devices, including smartphones and tablets. We evaluate the mobile interface, ease of navigation, game loading times, and mobile-specific features.
What Bank Transfer Options Are There?
There is more than one type of bank transfer you can use to deposit funds. To avoid any confusion, remember that online casinos accept several bank transfer options. Each has advantages and is suitable for both deposits and withdrawals.
- AHC bank transfer An Automated Clearing House (AHC) transfer is an electronic funds transfer system utilized for direct deposits, bill payments, and other financial transactions between banks in the United States.
- Instant bank transfer This option provides quicker processing times, allowing you to deposit instantly and receive withdrawals within hours after customer support approval.
- Wire transfer Wire transfers are ideal for larger transactions, and usually, a minimum deposit is required, starting from approximately $2,500. The only drawback is that it may take a few days.
- Online banking Using your online banking platform, via desktop or mobile, you can send money to and from your account. It’s convenient and easy to use.
How to Use Bank Transfers
Below, we’ll explain how to deposit and withdraw using bank transfers. We’ve been through the process and will guide you step-by-step to make transactions smooth and secure. If it’s your first time at bank transfer online casinos, don’t worry – the payments are beginner-friendly.
How to Make a Deposit with a Bank Transfer
Depositing with a bank transfer is simple and secure. Before you register, make sure your banking service provider processes online gambling transactions. Also, keep your account number handy, as you’ll need it to complete the payment.
- Select a bank transfer casino: Choose a licensed casino, register, and confirm your account.
- Head to the cashier: Visit the cashier, click “Deposit”, and select bank transfer as your payment method.
- Choose a deposit amount: Enter your deposit amount and fill in the requested banking details.
- Confirm the transaction: Complete any security checks required by your bank, like entering a code sent by SMS or using a special password.
- Complete the deposit: Wait for the transaction to process, which might take a few days, then start playing once the funds are available.
How to Withdraw Money Using Bank Transfer
To withdraw from online casinos that accept bank transfers, you need to have your account verified by customer support. Submit a withdrawal request and wait for approval, as the casino double-checks all payments due to anti-money laundering practices. Once approved, the funds may take several business days to reach your bank account.
- Check for bank transfer withdrawal option: Verify that the online casino supports bank transfer as a withdrawal method.
- Verify your identity: Make sure your account is verified by submitting additional documents, like an ID card or passport, to prove your address.
- Submit your bank details: Select the withdrawal option on the cashier page and enter the required information, such as the amount, your bank account number, and your contact address.
- Send the withdrawal request: Complete and submit your withdrawal request and wait for the casino to approve it. It shouldn’t take more than 48 hours.
- Wait for the funds: Once approved, it may take several business days for the funds to appear in your bank account.
Fees, Transaction Times, and Limits
When playing at bank transfer casinos, fees might apply. While gaming platforms usually don’t charge for transactions, your bank might require a small commission based on the amount. Transfer times can vary, as do customer support processing times.
Payment limits also differ from casino to casino. Check if your bank account has limits and contact support if you need to extend them. We’ll provide more helpful details in the following sections.
Bank Transfer Fees
We all know that opening a bank account requires a fee, and you’ll have to pay monthly to keep it active. Banks will also charge a commission depending on the amount you want to deposit or withdraw. We compared bank transfers to other popular payment methods to help you make the best decision.
Payment Method | Opening of Account | Account Fees | Foreign Currency | Casino Deposits | Withdrawals | Wallet Top-Up |
---|---|---|---|---|---|---|
Bank Transfer
|
Vary by bank | Vary by bank | Yes | $10 – Unlimited | Vary by bank | No |
Wire Transfer
|
Vary by Bank | Vary by Bank | Yes | $2,000 – $Unlimited | Vary by bank | No |
Online Banking
|
Vary by Bank | Vary by Bank | Yes | $10 – $Unlimited | Vary by bank | No |
VIP Preferred eCheck
|
Free | Free | Yes | $10- $20,000 | No fee | No |
Visa
|
Free | Free | Yes | $10 – $30,000 | No fee | No |
Mastercard
|
Free | Free | Yes | $10 – $30,000 | No fee | No |
One drawback of online banking is the transaction fees compared to other payment methods. However, bank transfers support multiple currencies and high deposit limits, making them ideal for larger amounts. Other methods, like Visa debit cards, have lower limits but usually no fees and are easy to use. For high-stakes players, however, bank transfer casino sites are one of the best options.
- Lowest deposit fees: BetMGM
- Lowest withdrawal fees: BetRivers
- Free account management : Caesars Palace Online Casino
- Lowest top up fees: DraftKings
Transaction Times
We briefly mentioned that different types of bank transfers exist, which is why processing times vary. If you choose an instant bank transfer casino, you can start playing immediately. However, most payments via bank account take 1 to 3 business days, unlike depositing with debit cards and e-wallets.
Payment Method | Deposit Times | Withdrawal Times |
---|---|---|
Bank Transfer
|
Instant – 3 days | 1 – 5 days |
Wire Transfer
|
1 – 3 days | 1 – 5 days |
Online Banking
|
1 – 3 days | 1 – 5 days |
Visa
|
Instant | 1 – 5 days |
Mastercard
|
Instant | 1 – 5 days |
Bank transfers take 1-5 days for withdrawals, which is longer than other payment methods. If you’re in a hurry, we suggest Visa because it’s one of the few instant options. However, for large winnings, wire transfer is the best option. All withdrawals are sent as a request to customer support, so add an extra 1-2 days for processing. You can track your withdrawal status and contact the casino with any questions.
Payment Limits
All casinos have different payment limits for bank transfers. We’ve looked into our recommended sites to give you a summary. Some casinos have high limits, allowing large withdrawals up to $50,000 or more, while others may have lower caps. Be sure to check each casino’s specific requirements to find the best option for managing your funds.
Casino | Min. Deposit | Max. Deposit | Min. Withdrawal | Max. Withdrawal | Secure Link |
---|---|---|---|---|---|
BetMGM Casino | $10 | $10,000 | $10 | $50,000 | Bet Now |
DraftKings | $5 | $2,000 | $1 | $20,000 | Bet Now |
BetRivers | $10 | $50,000 | $10 | $50,000 | Bet Now |
Betway | $10 | $10,000 | $10 | N/A | Bet Now |
Caesars | $10 | $20,000 | $10 | $5,000 | Bet Now |
If you have jackpot winnings to withdraw or are a high roller, there are plenty of options to suit your needs. Some platforms have no maximum withdrawal limits, but deposits are a different story. You can typically transfer up to $50,000 to your casino account, but you’ll need to fill out a form and request a wire transfer. Maximum deposit limits are necessary to monitor player activity and reduce potential gambling harm.
Benefits of Using Bank Transfers in Online Casinos
Bank transfers offer high security and reliability for online casino transactions. They support extensive deposit and withdrawal limits, making them ideal for withdrawing large amounts, such as jackpot winnings. This payment method is widely accepted and allows direct transactions between the casino and your bank, meaning your funds are handled securely without involving third parties.
Benefit | Details |
---|---|
Prepaid credit card | No |
Instant pay | Yes |
E-wallet functionality | No |
Currency pairs | Vary by bank |
Two factor authentication | Yes |
Mobile App | Yes |
Another benefit is that you can enable two-factor authentication on your online banking app, which requires two identification types to access your account. Typically, this includes a password and a unique code generated by a security token or sent to your phone. By adding this layer of protection, you can prevent unauthorized access and remain calm while moving funds to and from your casino account.
New Bank Transfer Casinos in the United States
We’re always looking for new gaming platforms that deserve your attention, so we regularly update our list of legal online casinos that accept bank transfers. Below, you can find the latest additions, which cover our quality criteria and offer many games, promotions, and fair play.
Casino | State | Bonus | Wagering | Payment Options | Secure Link |
---|---|---|---|---|---|
Golden Nugget | Michigan | Up to $50 in Casino Credits | 1x | 10 | Bet Now |
BetRivers | West Virginia | Up to $500 of Net Losses Back | 1x | 9 | Bet Now |
Playstar | New Jersey | 100% up to $500 + 500 Free Spins | 30x | 6 | Bet Now |
Borgata | Pennsylvania | 100% up to $1,000 + $20 On the House | 15x | 12 | Bet Now |
Looking at the table above, you’ll notice we featured gaming sites offering promotions with wagering requirements below 15x, which is competitive compared to the best online casino bonuses. On their websites and mobile apps, you can use bank transfers to take advantage of new customer offers and other perks for loyal players.
Alternative Payment Options
Online casinos offer various payment methods besides bank transfers, including debit cards, prepaid cards, e-wallets, and e-checks. Additionally, you can deposit via Cash at Cage or PayNearMe if you don’t want to deal with online payments. Each option provides different benefits, so you can choose the one that best suits your needs.
We recommend e-wallets for their simplicity and fast transactions. Compared to bank transfers, PayPal is superior because it provides instant deposits and withdrawals with low to no fees. It’s secure and doesn’t share your banking details with the casino, making it a preferred choice for those seeking privacy.
About Bank Transfers
A bank transfer, also called a wire or credit transfer, is an electronic funds transfer (EFT) from one person or entity to another. You can do it from one bank account to another or by transferring cash at a cash office. Different wire transfer systems and operators offer various options regarding immediacy, settlement finality, cost, value, and transaction volume.
The first wire transfers were launched by Western Union in 1872, using its telegraph network. After a sender paid money at one telegraph office, the banker could transmit a message and “wire” the money to another office. Passwords and code books were used to authorize the release of funds to the recipient at that location.
Today, to initiate a transfer, the sender provides their bank with the amount and necessary details, such as IBAN and BIC codes. The sending bank then uses a secure system like SWIFT or Fedwire to request the receiving bank to make the payment. This process can take several hours or even days to complete.
Safety and Security Features of Bank Transfer
For bank-to-bank wire transfers, each account holder must verify their identity. Unlike credit card payments, wire transfers generally can’t be recalled, although exceptions exist depending on the jurisdiction. The information is transmitted securely through encrypted communication methods. Bank transfers are secure, provided you know the recipient. Legitimate services verify the identities of all parties involved, making anonymous transfers impossible.
To stay safe when using online banking, you need to set a strong password and enable two-factor authentication on your app. It’s better to stay away from public wi-fi because some might not be encrypted, making it easier for hackers to access and steal your data electronically.
Conclusion
Playing at bank transfer online casinos offers several benefits, with safety being the most important. The recommended platforms are licensed and use data encryption to protect your personal and financial information. Plus, with hundreds of games and attractive promotions, you’ll have plenty of options to find your perfect fit.
Christopher Brunne is a sports enthusiast and betting fan. You can find him at the TD Garden in Boston or at the playground with his young toddler son, who so far shows no interest in Basketball.
Frequently Asked Questions
We’ve put together a short FAQ section to address common questions about playing at bank transfer casinos in the US. Learn about security features, transaction times, deposit and withdrawal fees, and other important details. If anything is unclear, feel free to contact us for more information.