Best Paying Online Casinos in 2024

Find a generous selection of high RTP slots and table games at the highest payout online casino sites. Our team of experts has carefully examined these platforms by checking the game variety, payment limits, and withdrawal times. Explore the highest-paying online casino platforms and their unique benefits, including instant cashouts.

Editor: Christopher Brunne
Last Update: August 16, 2024

Highest Payout Online Casino Sites in 2024

Sunil Sandhu Fact Checker Last updated: August 16, 2024

Best Payout Casinos by Features

While examining platforms with the best online casino payouts, we used key criteria. These include fast withdrawals, diverse payment methods, and high-payout games. As every player has their preference, so we sorted them based on their strongest points. This ensures you can find a suitable site by comparing some of the top casinos.

A roulette wheel surrounded by cash and other casino imagery.

Best Payout Casino Games in the US

We focus on several crucial factors when rating the best paying online casino sites. Licensing and safety are our primary considerations, but we also take in the diversity of high-payout casino games. There’s also the variety of payment methods, and the bonus fairness. We also consider the quality of the customer support service.

  • Comparing the RTP Ranges of Casino Games: When examining the highest-payout casino games, we make sure to compare their RTP ranges. For example, blackjack games typically have very high rates. Meanwhile, slot games vary, especially if they have jackpot features. That is why we also carefully check the bonus games.
  • Slots with the Highest Payouts Slot games have high variance in their RTP rates. Games with progressive jackpots, such as Divine Fortune, tend to have lower rates. Meanwhile, some popular titles, such as Blood Suckers, can go up to 98%. Some games even allow you to change the number of paylines.
  • Roulette Games & Their RTP Values Roulette titles can provide some of the best casino payouts, but their RTP rate is also wide. This usually depends on the variant, as American Roulette has lower RTP than European. The payout of roulette games also depends on the type of bet, with outside bets typically having higher RTP rates.
  • Blackjack Games & Their RTP Values Blackjack games are the most popular among the highest payout online casinos. That is due to their high RTP rates, which can go up to 99%. Many of them also have unique sidebets, such as Lucky Ladies or 21+3, and some titles have unique rules, such as Zappit Blackjack.
  • Live Dealer Games & Their RTP Values The RTP of a live dealer game depends on its type. You can find live table games, such as blackjack and roulette, along with game shows and even casino poker. There are also some high-limit tables for experienced players, so we recommend checking each live dealer table’s RTP.
  • Video Poker Games & Their RTP Values Similar to slot games, video poker titles can vary widely in their RTP rates. Some titles like Game King Video Poker have multiple game modes. There are even titles with jackpot features, so you can earn some decent payouts.

When examining the best payout online casino sites, we consider more than just the highest RTP rates. The payment options and payout speeds are equally important for casino operators. Similar to many of the top slot sites for real money, they provide a great experience for players of all skill levels and budgets.

Comparing the RTP Ranges of Casino Games

To prepare our guide to the best payout online casino sites, we considered the RTP variance. Each game type has different ranges, with blackjack having the lowest house edge. Roulette and slot games will sometimes have jackpot features, which can also lower the overall RTP rate. Meanwhile, scratch cards can have some of the widest ranges but also tend to have lower bet limits.

Casino Game RTP Range House Edge Range
Video Poker 90.00% – 99.00% 1% – 10.00%
Roulette 94.00% – 98.65% 1.35% – 6%
Blackjack 98.03% – 99.93% 0.07% – 1.97%
Craps 97.30% – 99.54% 0.46% – 2.70%
Baccarat 98.76% – 99.50% 0.50% – 1.24%
Slots 90.00% – 99.00% 1% – 10.00%
Keno 85.00% -95.00% 5.00% – 15.00%
Bingo 70.00% – 85.00% 15.00% – 30.00%
Casino Hold’em 97.84% 2.16%
Lottery 50.00% – 70.00% 30.00% – 50.00%
Scratch Cards 80.00% – 96.57% 3.43% – 20.00%

Video poker titles have high payout rates, rivaling many high RTP roulette titles. Each game has different rulesets, such as Jacks or Better paying out if you have at least two jacks. Some titles even allow you to choose between different variants, including Double Double Bonus Poker. The strategic element further raises the RTP, giving you more control over the results.

Slots with the Highest Payouts

While slot titles can provide some of the best online casino payouts, their RTP rates vary. Most popular titles, such as Starburst or Gonzo’s Quest, have payout percentages of around 96%. You can also find Megaways titles where winning symbols are swapped out with others, creating a chain of prizes.

High RTP Slot Software RTP
Mega Joker
NetEnt 99.00%
Codex of Fortune
NetEnt 98.00%
White Rabbit Megaways
BTG 97.72%
White Rabbit
BGT 97.30%
Monopoly
Barcrest 96.00%
Double Diamond
IGT 95.44%
Blood Suckers
NetEnt 95.07%
Rainbow Riches
Barcrest 95.00%
Wizard of Gems
Play’n’Go 94.67%
Jokerizer
Yggdrasil 94.22%

Another important factor is the slot’s volatility. Games such as Blood Suckers have low volatility, so you can expect frequent small prizes. Meanwhile, Double Diamond has three reels, and only one payline, so experienced players prefer it. Finally, Mega Joker is popular at the best payout casinos for its high RTP and progressive jackpot feature.

Roulette Games & Their RTP Values

Casino Game Average RTP
French Roulette 98.65%
European Roulette 97.30%
American Roulette 94.74%
Mini Roulette 97.30%
Double Ball Roulette 97.30%

Among the many roulette variants at the best payout online casinos, French Roulette is the most popular. That is due to rules such as “la partage”, where half your bet is returned if it lands on zero. There is also “en prison”, where your bet is kept if you land on zero and returns if you win the following spin.

These rules make it one of the top payout casino games, with an RTP of 98.65%. Many of the titles at roulette casinos online, also allow you to save bets or view statistics. That can further increase a game’s RTP, as you can form a better strategy and plan your moves.

If you prefer unique titles with high RTP, there’s also Mini Roulette. It’s similar to European Roulette, with an RTP rate of 97.30% but fewer numbers. You can also try Double Ball Roulette, where two balls are spun simultaneously, increasing the return to player rate. Some games, such as 100/1 Roulette, can also have unique table layouts with more pockets and betting options.

Blackjack Games & Their RTP Values

Casino Game Average RTP
American Blackjack 99.60%
European Blackjack 99.60%
Blackjack Switch 99.30%
Vegas Strip Blackjack 99.65%
Blackjack Perfect Pairs 96.70%

Blackjack titles are the most common at the highest payout online casino sites. Due to their simple rules and strategic element, they are accessible to players of all skill levels. For example, Vegas Strip Blackjack has an RTP of 99.65%. Its rules include the dealer standing on any 17 and peeking on 10s and Aces.

Meanwhile, the European variant has the dealer receiving only one card initially. In the American variant, the dealer gets two cards and can check for blackjack, so players can plan their moves better. That is why it’s always a good idea to read the rules of your preferred game, as it can affect your strategy.

Among the best online casinos for blackjack, you can find some titles with unique gameplay elements. Blackjack Switch allows you to play with two hands and swap cards to improve them. Some games with sidebets, such as Blackjack Perfect Pairs, can lead to high payout rates.

Live Dealer Games & Their RTP Values

Casino Game Average RTP
Live Roulette 97.3%
Live Blackjack 99.56%
Live Casino Holdem 97.84%
Live Craps 99.17%
Live Baccarat 98.77%

If you prefer immersive games, you can try the live section at an online casino with the best payouts. Live dealer titles range from table games to game shows, so the RTP rates can vary. To give you a better idea, live roulette games usually have 97%, while live craps can go up to 99%.

Lightning Roulette is among the highest payout casino games for its multipliers. During every spin, random numbers will gain a multiplier, increasing the payout of straight bets. Meanwhile, blackjack games can have multiple tables with various limits, although Infinite Blackjack can host an unlimited number. There are also some casino poker games, as well as craps and baccarat with variants such as Baccarat Squeeze.

Aside from table games, you can also find game shows such as Crazy Time. They usually have unique bonus games, such as pachinko and coin flips. When playing at live dealer casino sites, you should also note you have limited time to place bets. That also means you can observe the game and learn the rules before playing.

Video Poker Games & Their RTP Values

Casino Game Average RTP
Jacks or Better 99.54%
Deuces Wild 98.91%
Tens or Better 99.15%
Bonus Poker 99.17%
Aces and Faces 97.5%

When browsing the highest-paying online casinos, we were also impressed with the selection of video poker titles. Similar to blackjack games, the payout rates can vary depending on the rules. Each title also has different winning combinations, so we recommend checking the payout table. Some games even allow you to switch game modes, such as Game King Video Poker.

One of the most popular titles among casinos that payout well is Jacks or Better Double Up. It allows you to play with up to 25 hands simultaneously, further increasing the chance to get a winning combination. Additionally, you can play a minigame after winning to earn extra prizes by guessing the next card’s color. There are even some games where you can play with up to 50 hands.

Another great variant is Deuces Wild. In this game, any card with the number 2 is wild. That’s why, it is easier to form winning combinations, bumping the game’s RTP to 98.91%. There’s also Joker Poker, which adds the joker card as a wild. These diverse rulesets are suitable even for the most experienced players at the highest paying online casino sites.

Best Ranked Online Casinos with High Payout by States

While examining the highest paying online casino sites, we made sure to use specific criteria in our ranking. Safety was our top priority, so you can be confident all the sites are legitimate and have valid licenses. Game diversity, RTP rates, and the site’s payout speeds were also important. We also checked the mobile compatibility and overall intuitiveness.

Position Casino Site State Payout Rate Games Live Tables Secure Link
1 Caesars MI, NJ, PA, WV 97.63% 600+ 15 Play Here
2 BetRivers MI, NJ, PA, WV 97.61% 270+ 10 Play Here
3 DraftKings MI, NJ, PA, WV 97.05% 800+ 45 Play Here
4 Betway NJ, PA 97.00% 200+ 15 Play Here
5 BetMGM Casino MI, NJ, PA, WV 96.16% 200+ 13 Play Here

Other important factors when ranking casino operators include the banking methods themselves. That includes whether e-wallets or prepaid cards are present. We also considered withdrawal limits, as certain methods have higher ones, making them suitable for withdrawing jackpots. Note that usually, you must withdraw using the same method used for depositing. You must also complete any bonus wagering requirements in advance.

Defining the Payout Rate & House Edge

Before playing at the highest payout online casino sites, you should be aware of their payout percentage. It reflects the average returns you might expect after playing any game over time. However, this is separate from their payout speeds, which only indicates how fast your withdrawals will be processed. Each game has its own Return to Player (RTP) rate, which measures the expected winnings of playing that specific title over time.

Payout percentages are typically calculated over 10,000 to 100,000 plays. However, with RNG machines, this number increases based on its category. Independent auditing authorities, such as eCOGRA, check all the RTP rates to verify their fairness. That is why you can be certain that all games at the top casino operators are safe.

Game RTPs

The RTP rate is a theoretical measure of the percentage of stakes a game returns to players over a period of time. To give you a better idea, every $100 wagered on a game with 95% RTP, return $95 to players on average. However, this is over many playthroughs, and there is always the chance you could win more or less.

You should also consider the house edge, which indicates the casino’s average profit. It is typically calculated by subtracting the RTP from 100. That’s why blackjack games are considered games with a low house edge and are preferred by newer players. Meanwhile, slot titles have wide ranges. Progressive jackpot games can sometimes be as low as 86%, making them suitable for experienced high-rollers.

The Payout Rate of a Casino

To find the best casino payouts, it’s a good idea to consider the site’s own average payout rate. The rate is calculated by averaging the RTPs of all available games. For instance, if a casino has a selection of games with RTPs ranging from 90% to 98%, its payout rate might be somewhere in the middle, say 94%. Theoretically, the casino returns $94 for every $100 wagered across its games.

Casino payout rate equation with random numbers in the background.

Independent regulatory bodies, such as Gaming Laboratories International and state gaming commissions, audit the rates. Each of these authorities has its own standards and requirements when testing games to ensure fair rates. That includes checking the machine’s schematics and hardware. You can be sure that all legal online casinos have been examined by such organizations.

The Connection Between Payout Rate and Volatility

Aside from the RTP, you should check the volatility of the highest payout casino games. That refers to the risk involved in playing specific games, affecting the frequency and size of payouts. High-volatility games have bigger prizes with lower rates, while low-volatility games are the opposite. As the payout percentage is calculated with thousands of spins, it should remain stable regardless of volatility.

A roulette wheel surrounded by money, casino chips and other casino imagery.

When considering the best casino payouts and volatility, you should also remember the progressive jackpot features. Many of the progressive jackpot slots have high volatility, so jackpot payouts are rare. That makes it hard to calculate the exact RTP of these games. For example, a game with 96% RTP might have 92% without the jackpot. Always check a game’s bonus features to learn how they work.

How to Choose a High Paying Online Casino

When looking at the highest paying online casinos, ensure your preferred platform suits your needs. Aside from security and game diversity, banking methods are a key factor. That includes your preferred method’s payout speed and whether it can be used for withdrawals. Bonus offers are also crucial, as they can help you test the games without spending your own funds.

  • Check the payout rates: Look for casinos with high RTP percentages to maximize potential returns.
  • Evaluate game variety: More games usually mean more opportunities to find favorable odds.
  • Verify casino licensing: Ensure the casino is licensed and regulated by a reputable authority.
  • Read player reviews: Gain insights from other players’ experiences regarding payouts and fairness.
  • Assess bonus offers: Bonuses can increase your playing funds but check the wagering requirements.
  • Consider payment methods: Reliable and quick payment options are essential for withdrawals.

Note that some of the best payout casinos have demo modes, so you can try the games. There are even platforms that display the RTP and volatility on the game’s banner, as well as their bet limits. You should also check the customer support service so you know how to contact them if you need help. Some sites even have phone support. Finally, you can browse for native apps or examine the mobile compatibility.

Games with Lower RTPs

There are some games with lower RTP rates, such as Yohanna Alonso Viking’s Conquest. Their rates can range from 85.05% to 87.90%. However, Viking’s Conquest has four minigames, each with more prizes. That’s why we recommend checking out a game, even if it has lower RTP rates. Some might have jackpot prizes or unique themes and bonus games that suit your tastes.

  • Yohanna Alonso Viking’s Conquest – 85.05%
  • Daniela Blume Golden Throne – 85.28%
  • Devils Lock – 85.50%
  • 9 Masks of Fire King Millions – 86.00%
  • Paddys Pot Mega Moolah – 86.73%
  • Atlantean Treasures Mega Moolah – 86.78%
  • Joker Burst Frenzy Mega Moolah – 86.78%
  • Sherlock And Moriarty WowPot – 86.80%
  • The Wizard of Oz – 87.00%
  • City Of Gold – 87.90%

For example, the Mega Moolah series is popular for its progressive jackpot bonus. Meanwhile, The Wizard of Oz has a unique bonus game where you collect multipliers. Remember to prepare a budget and set the bet limits to your preferred range. If the site features demo modes, you should also use it to try some of the bonus features. Some games may also allow you to adjust paylines or have expanding reels.

Conclusion

Overall, we believe all the highest paying online casino sites on this list provide a great experience. They feature diverse game libraries with titles ranging from the latest slots to table games with unique sidebets. You can also find some decent banking methods with fast payout speeds, which include e-wallets and prepaid cards. Regardless of your playstyle or budget, you can find many great titles.

Christopher Brunne is the founder of plainenglish.io/gambling, a project resulting from his cooperation with Sunil Sandhu, the owner of plainenglish.io. They met at a conference in Boston. Christopher, who lives in Boston, has an extensive sports background and is a fan of online casino games. When he’s not working on the site, you can find him at the TD Garden or at the playground with his toddler son, who so far shows no interest in basketball.

Christopher Brunne Editor

While all the sites can be accessed directly from your mobile browser, some even have native apps for iOS and Android. The experience is identical; you can even claim any bonus offers on the desktop version. Aside from casual low-volatility games, there are also many progressive jackpots with minigame features. You can even find old-school three reel slots with high RTP rates.

Frequently Asked Questions

Before wrapping up our guide to the best paying online casino sites for USA players, we will answer all your pressing questions. You can learn more about how RTP rates are calculated and the average range for different game types. You can even learn how to optimize your strategy when playing.

What are the best paying online casinos in the US?
The best payout online casinos in the US are those that can offer higher than industry average RTP rates and reliable payouts. All the top sites are licensed by the respective state authorities and have the latest SSL encryption technology. They also work with responsible gambling organizations, such as the NCPG, to help players combat gambling addiction.
How is the payout rate of an online casino determined?
You can calculate the payout rate of an online casino by averaging the RTPs (Return to Player percentages) of all the games offered. For example, a site with many progressive jackpots may have a lower RTP. In theory, it indicates how much players can expect to win back over time and provides a measure of the platform's fairness.
What is a good RTP for an online casino game?
It depends on the type of casino game you're playing. A good RTP for slots is typically around 96% or higher. Meanwhile, blackjack variants tend to have higher RTPs - in this case, something closer to 99% is considered fair. That's why the industry sets standard payout ranges for different game categories. Always check the rules before playing.
Are high RTP games always the best choice for all players?
While high RTP games offer better theoretical returns, they may not always be the best choice for all players. You should also consider factors like volatility, gameplay mechanics, and personal preference. High payout options are generally preferable for players looking for longer play sessions and more consistent returns. Some low RTP games also have unique mechanics or progressive jackpots.
What strategies can I use to maximize my chances of winning at high RTP casinos?
One of our tips for optimizing your strategy is to find a fair promotion that can provide you with extra funds to test the games. Remember to check the terms for wagering requirements. Finally, make sure you prepare a budget and play with suitable bet limits. Some sites also have demo modes, so you can try your preferred games.